All online casinos that accept credit card deposits offer players MasterCard. With a wide variety, you can find the best deal with a generous welcome bonus. Additional promos. Mastercard casinos: What are the benefits of using Mastercard to gamble at online casinos? Mastercard has multiple positives for online gamblers, and one of the main reasons is its convenience and wide acceptance. Depositing only takes a few moments, and the vast majority of online casinos accept Mastercard. Best Online Casinos that Accept MasterCard in 2021 CasinosAnalyzer.com Only AI Verified Casinos Full Casino Information For PRO Gamblers Checked Casino Bonuses With No Scam We Found the Best Offers - Just Get It! In fact, Most of the casinos online offer both methods as a payment method. In this guide, you will find the best real money casinos online that accept Visa and MasterCard. Also, find the pros and cons of playing at casinos that allow visa and master card as a banking method. Top 5 Casinos that Accept MasterCard & Visa. Credit card deposits are the fastest and most safe way for players to transact when playing at real money online credit card casinos. For this reason, all of the best online gambling sites accept multiple kinds of banking options such as deposits with credit cards such as Visa and Mastercard as just some of their primary banking option for their players.
- Online Casinos That Accept Mastercard Gift Cards
- Online Us Casinos That Accept Mastercard
- Us Online Casinos That Accept Mastercard
MasterCard is a name known to anyone who has ever heard of a credit card. MasterCard is one of the biggest providers of credit cards in the world. Founded in 1966, the brand was called MasterCharge at the time. The name its founders have chosen bears some significance as the word ‘master’ carries an implication of dominance and superiority while “charge” implies purchasing a product or a service on credit. Very suitable indeed considering Mastercard went on to become the most widespread credit card brand in the world.
The company ditched its original brand name for Mastercard in 1979. Forty years after it was founded, Mastercard was listed on the New Your Stock Exchange as a publicly traded company. Today, Mastercard continues to make it its business to mediate safe payments between the banks of sellers and the banks of consumers. Figures published by the research portal Statista reveal that there were over 800 million credit cards by the brand in worldwide circulation as of 2017’s fourth quarter alone.
Mastercard is listed as an available payment method on millions of websites and has also become the preferred method of banking for many casino players, with hundreds of virtual casinos displaying the card’s logo in their cashier sections. Many prefer Mastercard to fund their casino play due to the method’s speediness, security, and wide availability. If you are a gambler looking to use Mastercard for the purposes of online casino play, we suggest you stick with as to learn everything you need to know about this popular casino payment method.
| Summary | |
|---|---|
| Country used in | Worldwide |
| Website | www.mastercard.us, www.mastercard.com |
| Accepted by | Over 800 Online Casinos |
| Casino Games with Mastercard | Slots, Roulette, Blackjack, Video Poker |
| Available for deposit | Yes |
| Available for withdrawal | Yes |
| Create account / Sign up for Mastercard | FREE |
| ATM Withdrawals | FREE, small fees may be charged |
| Make a payment via Mastercard | 0-3% |
| Transfer funds from Mastercard to bank account | Varies |
| Transfer funds from merchants to Mastercard | Up to 4.5% |
| Online Chat | Yes |
| Email Form | |
| Telephone | United Kingdom: 0800-96-4767 United States: 1-800-307-7309 Canada: 1-800-307-7309 Australia: 1800-120-113 India: 000-800-100-1087 |
How the Method Works
Mastercard is one of the most widespread payment solutions accepted by online casinos, which is not surprising when we take into account it is available in more than 200 countries worldwide. This global payment network works with more than 22,000 banks, credit unions, and thrift institutions, responsible for the issuing and distribution of the brand’s cards.
The notion of a credit card is simple. The bank loans you money as credit, which you have to return after a set period of time, normally 30 days. The terms of agreement vary from client to client and from bank to bank, based on the client’s monthly earnings, spending habits, credit ratings etc.
The Mastercard CVV Number and Its Purpose
When you process a payment to your online casino balance via a Mastercard, the transaction undergoes several steps before its completion. In order to initiate the payment itself, the player needs to provide some of their banking information which includes the card’s date of expiry, the name of the rightful card owner, its number, and the CVV (abbreviated from Card Verification Value) at the back. Mastercard CVV numbers consist of three digits, printed below the magnetic stripe at the back of the card.
The main purpose of the CVV is to protect your credit card transactions against frauds. The online casino you are depositing to practically needs only your Mastercard number to process the transaction. Online casinos or merchants are allowed storage only of your 16-digit Mastercard number. Under the guidelines of the PCI-DSS (short for Payment Card Industry Data Security Standard), casino operators are prohibited from storing their players’ CVV numbers in their databases, which is why you are required to enter this code repeatedly upon subsequent deposits. The CVV must be provided along with the card’s expiry date and your name as a means of fraud prevention. In fact, this is the sole purpose of the CVV.
The idea is that upon any suspicious activity or security breach of the casino’s database (which is unlikely to happen, but still), the fraudsters may only gain access to players’ card numbers. While this sounds scary enough on its own, this information is rendered useless to the fraudsters without the CVV, which only the rightful Mastercard owner, i.e. you, knows.
The Steps in a Mastercard Casino Transaction
When a Mastercard payment is initiated by a casino player, the transaction undergoes several stages before the money ends up in said player’s casino balance. The first step is the deposit initiation itself, which is followed by the authentication of the transfer. An authentication request is sent to your bank via the Mastercard’s network, asking for information to verify the payment.
Your bank would then confirm the card number, the billing address and the CVV number as well as whether the balance is sufficient enough to carry out the deposit. If so, your bank would approve the deposit and would send authorization to the casino’s bank using the Mastercard network.
This leads us to the next step which is clearing the money from your balance. Your casino’s bank would send the authorized payment data to the Mastercard network where it needs to be validated. This is followed by the last step, the settlement between the two parties involved in the transaction, i.e. your issuing bank and the casino’s bank.
The deposit is forwarded by your issuing bank to the bank of the online gambling operator, which in turn would transfer the sum to your casino’s bank account. It sounds overly complex but one such transaction is usually completed within a few moments as Mastercard deposits are normally processed immediately.
How to acquire a MasterCard
Getting a credit card is a fairly straightforward, albeit slow, process. First you need to check in with your local bank and see what their policy regarding credit is and whether or not they are authorized to issue physical Mastercard products in the first place. If they operate within the MasterCard network they are able to issue these types of cards. Note that there are different types of credits cards like Standard, Gold, Titanium, and Platinum Mastercards so you best check which type is the most suitable for your gambling purposes.
Normally you will have to go through a screening process and submit personal information such as your monthly income, name, address, Social Security Number (or your country’s equivalent) and credit history. This information is filled into the application form the issuing bank or credit union will give you. If you do not feel like visiting the issuing bank in person, you can use its website and fill in the application form online. Make sure you input all your information correctly and be honest about your credit history, if you are applying for a credit card, in particular, since Mastercard is known to offer a range of prepaid and debit cards as well.
Should your request for a credit card get declined, make sure you request the issuer to send you a copy of the credit file so that you can gain a proper understanding as to the reasons. If the bank finds you an acceptable candidate, it will offer you a plan suited to your means and your new card will be shipped to you within the timeframe designated by the issuing institution. The timeframe is largely based on the policies of the particular issuer but would usually range from 10 days to 2 weeks.
Depositing to Online Casinos
Using a Mastercard to deposit in online casinos cannot get any simpler than it already is. When depositing, you must first navigate to the casino’s cashier page, select credit/debit cards from the list of options and then choose the Mastercard brand from the drop-down menu. You proceed by entering the 16-digit code on the front, the expiration date, the card holder’s name and the CVV code on the back. Of course, you would also need to specify the desired deposit amount.
Then you check whether you have entered all the details correctly, confirm the deposit, and this is it. There are no waiting timeframes since the payment is completed instantly. It is possible that when paying with Mastercard for online gambling, 2%-3% fees may be charged to your account, depending on the casino. Yet, most established casinos would defray the transaction expenses for Mastercard deposits. The limits on the deposit would generally depend on the gambling operator you play with.
Withdrawing from Online Casinos
It is worth noting that Mastercard has adopted its own policies in regard to online gambling. Players from jurisdictions where online gambling is illegal and unregulated may hit a snag when attempting to withdraw via Mastercard. If you are a resident of a country like the United States where gambling on games of chance on the web is largely prohibited, your Mastercard withdrawal may not go through. Banks in the country, including the issuers of Mastercard products, have been instructednot to process payments to such cards should the transaction come from a gambling website.
How do these gambling transactions get recognized as such, though? It all started with Mastercard attaching MCCs (Merchant Category Code) as a means of distinguishing different types of gambling activities along with the level of risk they entail. For instance, online gambling operators offering products that involve skills to win, eg. poker, have codes 7994 and 7999 attached to them. These are considered low and medium-risk activities by Mastercard.
Gambling operators offering games of chance fall under the category of high-risk gaming providers and as such have the code 7995 attached to their transactions. This causes the withdrawals from such websites to get blocked whenever the transfer was made to a country where online gambling is prohibited.
As of 2015, Mastercard has introduced several new codes of this type that make it possible to distinguish between licensed and unlicensed gambling providers in a given jurisdiction. Online lotteries run by the government have a code of 7800 whereas the code 7802 pertains to licensed horse and dog racing operations. Licensed online casinos have a code 7801 attached to them. Still, if you are a resident of the US who plans on gambling at an offshore licensed casino, we would recommend you not to risk it and go for another method of payment where you will not struggle with having your payments declined.
Offers from MasterCard
In the event that you do not wish to use a credit card there are other option that MasterCard provides. MasterCard debit cards are the most used after credit cards. They are directly linked to your bank account and do not let you spend more than you actually have. If you are worried about racking up extra charges or overdrafting this is the best option. In fact it is much simpler to acquire a debit card than a credit card. There is no screening process or creditworthiness required. Note that different debit products by the brand are available, for instance Standard, Platinum, and World Debit Mastercards. Each of these cards offers specific benefits so be smart with your choice.
The debit Mastercards work roughly in the same manner as the credit ones, but the key difference here is that you use the funds already available in your bank account instead of using credit when depositing at your online casino of choice. In other words, your deposit will go through only if you have the requested deposit amount available in your bank account. Again, you will be required to input the CVV, the card number, your name as the card owner and the expiry date when initiating the deposit.
Another alternative are prepaid cards. They allow the user to charge them up as much as they find satisfactory and play with that money and only that money. These cards are available in any bank or major point of sale, like supermarkets for example. To register them one needs to provide their address and proof of their identity. Some points of sale would even offer prepaid cards that can be presented to somebody else as a gift. You can activate the gift card in the point of sale directly or at a later stage by calling the number printed on the card’s packaging.
Prepaid Mastercard cards are also rechargeable in case you run out of funds. Your options for reloading the prepaid Mastercard would be to pay either in cash or use a check. It makes sense this is a better option for gamblers who wish to play responsibly and anonymously since the prepaid cards are not linked to a particular bank account. In fact, having one such account is not even a requirement to obtain a prepaid Mastercard.
The prepaid cards are also different from the debit ones where fees are concerned. Debit cards by Mastercard would have you pay a monthly service fee but how much depends on the issuing bank. Usually the service charges are negligible, though. Prepaid Mastercards typically have a monthly fee as well but its purpose is it to keep the card in operation. If you exhaust the entire amount so that the fee cannot be deducted, the card will get deactivated. The bottom line is you can use any of these types of Mastercards as long as your casino works with Mastercard as a whole.
Security
MasterCard is one of the biggest credit card networks in the world. As such they have a large client base that constantly uses their cards and those clients must be protected from fraud. MasterCard cards have chips inside them that drastically reduce the chance for credit card fraud, up to the point that it is nearly non-existent. Additionally banks protect their clients in case their card information falls into criminal hands. They compensate clients in the event that someone drains their card or uses it in unintended ways.
Then again, let us not forget about the Mastercard SecureCode, which adds another layer of safety to players’ Mastercard payments. In its essence, this is an additional 3D Secure code offered by some Mastercard issuers. When you apply for one such code, you will be issued a special PIN you need to enter each time you initiate a deposit to your favorite online casino.
When you enroll for your PIN (which you choose yourself), you must confirm your identity as a card owner by providing answers to several security questions. This code poses as an additional barrier that hinders fraudsters from tapping into your banking information and a large number of online casinos have already adopted it.
Advantages to using MasterCard
Making payments is easy, fast and accessible. Everyone knows how cards work nowadays and everyone has at least one. Online merchants and retailers have accustomed themselves to this and are prepared to accept any and all credit cards. You will hardly find a casino that will not take your Mastercard.
You may play with money that you do not currently have on hand when using a credit Mastercard. In truth, this is a double-edged sword, as it can be both amazing and devastating. It is appealing to play with virtually unlimited funds and it is very easy to lose track of the situation. But when planned for with care and restraint, players should experience no trouble and enjoy their time thoroughly.
One of the biggest advantages obviously has to do with security. It is very difficult for Mastercard payments to become subject to frauds thanks since the CVV numbers are not stored within the casinos’ databases, not to mention the transactions are encoded with encryptions that keep fraudsters away. If you throw the SecureCode into the mix, it would be even more difficult for you to become a subject of fraud.
Additionally, the method allows you to make more sizable deposits, especially in comparison to some other solutions like Paysafecard, for instance. This applies to debit Mastercards as well as long as you have the funds available into your bank account’s balance. Additionally, Mastercard owners are eligible for different discounts the more they use their cards for online purchases, or deposits in our case. Of course, these benefits are based on the issuing bank, the country it is based in, and the type of card you own.
Disadvantages to using MasterCard
One of the biggest issues Mastercard users are facing is having their credit card withdrawals declined. This is to be explained with Mastercard’s policies we talked about earlier where the payment network recognizes payments from unauthorized gambling websites to players from specific jurisdictions. Because of this, some casinos accepting these cards for deposits will not support them for withdrawals and would prompt you to look for another way to cash out. This can be quite the inconvenience for some players.
Using a credit card at some online casinos may subject you to extra charges for withdrawals so you need to consider this prior to choosing Mastercard as a payment method. As we mentioned, these fees are usually negligible but we still recommend you to contact your Mastercard issuer to receive additional information on how much you will have to pay in extra charges.
Seeing as how transactions are so simple may cause you to play more than you actually would and make you overstep your budget. This is a credit card after all, so there is the chance that you end up spending way more than you actually have and find yourself heavily in debt. You must always keep this in mind. Going over your credit limit will incur extra fees which will pile on over time. Of course, this issue is easily solved by applying for a debit Mastercard or using a prepaid one.
Conclusion
Mastercard services card holders all over the world. As you are reading this, you probably have one of these cards in your wallet. They have proven that they are a reliable and reputable company that takes all the necessary measures to successfully protect users from fraudulent actions.
When using Mastercard for gambling purposes, it is imperative for players to research the online casinos where they intend to play before submitting their card information. If you are still reluctant to reveal your card information, you can look up online payment providers that play the part of a middle-man when making transactions to a casino.
Credit card deposits are the fastest and most safe way for players to transact when playing at real money online credit card casinos.
For this reason, all of the best online gambling sites accept multiple kinds of banking options such as deposits with credit cards such as Visa and Mastercard as just some of their primary banking option for their players.
Most international credit card online casinos are also accepting Discover credit cards, while several United States gaming sites accept American Express as well.
Debit card players will be glad to see that also included in our guide, is valuable information pertaining to using debit, gift cards, and prepaid cards for online casino payments. We’re certain that with this guide, you’ll know everything needed to best choose the best credit card online casino for you.
Best Real Money Credit Card Casinos Online
- Accepts Players From USA
- Hundreds Of Popular Casino Games
- Amazing New Online Casino
- Play Instantly On Mobile Or Desktop
Deposit Options include:- visa
- mastercard
- bitcoin
- debit
- Reputable, Legit, USA Online Casino
- Quick Payouts, Easy to Use Software
- Mobile, Download, and Instant Play
- Excellent 225% Deposit Bonus
Compatible with:- windows
- apple
- android
- mobile
- Top USA Friendly Casino, Fast Payouts
- Quick Visa & Bitcoin Deposit Options
- Safe, Secure, and Highly Reputable Online Casino
- Excellent Welcome Bonus of 300%
Deposit Options include:- visa
- mastercard
- amex
- debit
- check
- wire
- ethereum
- litecoin
- bitcoin
- Most Reputable Online Casino
- Up to $1,000 Welcome Bonus
- Visa, MasterCard, & More Deposit Methods
- Offers Live Casino Games
Deposit Options include:- visa
- paypal
- neteller
- mastercard
- debit
100% up to €250- Safe and Secure Online Casino
- $/€1600 Casino Welcome Bonus
- Play Over 400 Casino Games
- Huge Jackpot Slots
Deposit Options include:- visa
- mastercard
- paypal
- check
- wire
- neteller
- skrill
100% up to €1600- Legit Online Casino
- $200 Casino Welcome Bonus
- Accepts Visa, MasterCard, eWallets, & More
- Dozens of Casino Games to Pick From
Deposit Options include:- visa
- mastercard
- neteller
- paypal
- wire
100% up to €140- Large Australian Bitcoin-Friendly Casino
- Mobile Friendly
- Up to $2,250 in Welcome Bonuses
- Large Selection of Pokies
Compatible with:- windows
- apple
- android
- mobile
- Safe and Legitimate Australian Casino
- 100s of Slots and Table Games
- Mutiple Daily Deposit and Reload Deals
- Easy Deposits with Bitcoin
Compatible with:- windows
- apple
- android
- mobile
Why Use A Credit Card To Deposit At An Online Casino
Credit card casinos have many benefits. Players should consider these when deciding whether to deposit at an online casino with their Visa, MasterCard, or Amex card.
- Safe deposits: Paying with credit cards to play online casino games means your credit card deposits have world-class online security and safety.
- Funds creditedimmediately: Credit card deposits arrive instantly. Players will be playing for real money within a few short moments.
- High acceptance rate: No other choice of banking options is more widely accepted at credit card casinos.
- Larger deposit limits: Visa, MasterCard, and Amex, have high deposit limits compared to other banking methods.
- Cashback Programs: Using credit doubles-up your rewards because you’ll get cashback from Visa, MasterCard, and Amex along with your welcome bonuses.
One drawback of this banking method is that some card companies do not always allow withdrawals with their cards. Players should consider they’ll need a wire transfer or courier check for their payout, which often comes with a fee.
Continue reading our article on how players get started with online gambling with a credit card to learn all the advantages and disadvantages of online gambling with these deposit options.
How To Make Online Casino Credit Card Deposits
- Create an Account: Click on the “Deposit Now” or “Join” button on the casino’s homepage. Fill out the registration form, then click on the verification email to create your account.
- Head to the Cashier Page: Log in to your player account. Click on the cashier page link, which shows the available deposit methods.
- Pick Your Deposit Method: Choose Visa, MasterCard, or Amex. Choose a deposit amount, then confirm the payment.
- Verify Your Credit Cards: Verify your identity by sending your credit cards information to the cashier department. They will not request your CVV number.
- Play for Real Money: Once the deposit happens, accept the welcome bonus, pick your favorite casino game and then start playing for real money.
Top Casino Sites That Accept Credit Cards in 2021
Popular Cards You Can Use At Credit Card Online Casinos
Players have a lot of good transactional online gambling banking options. Some credit card companies are accepted more commonly than others.
We go over the advantages and disadvantages of each credit card payment type below to help players choose which credit cards to use and show them what issues they might face.
Visa Deposits
Visa is one if not the largest of all credit card companies globally, so more casinos accept it than any other deposit method.
It’s also the transaction option with the highest deposit limits for players, so clearly Visa is one of the best online casino credit cards and it’s definitely a good option for high rollers. Visa’s also got great rewards programs.
One drawback is that many an online gambling site doesn’t accept Visa as a withdrawal method.
Pros
- Accepted everywhere
- High deposit limits
- Great cashback rewards
MasterCard Deposits
MasterCard is the second-largest credit card network globally, so it’s no surprise it’s the second most popular online casino deposit method.
Like Visa, MasterCard is accepted in thousands of sites worldwide, including all of the casinos we review.
MasterCard competitive rewards programs, while its identity theft protection and zero fraud liability programs work for all users.
Unfortunately for players, MasterCard withdrawals are relatively rare at online casinos.
Pros
- Accepted everywhere
- Great rewards and benefits
- Identity theft protection
American Express Deposits
For many years, Amex wasn’t a standard deposit option at credit card online casinos.
Today, an increasing amount of casinos that accept US credit cards are now turning to American Express as a primary option for their payment methods, so we can now consider this as a widely used payment form.
Still, players will find that fewer casinos accept Amex deposits than Visa or MasterCard. However, If you use Amex, keep in mind that the cashback rewards will be second to none.
Pros
- High roller play
- Cashback rewards
- Fraud protection
Discover Deposits
Discover Card is the fourth largest US credit card network. Discover has competitive rewards programs, while it has several starter cards for consumers who’re trying to build their credit score.
On the other hand, real money online casinos that accept credit cards didn’t support Discover as a deposit method at nearly as many online casinos as Visa, MasterCard, or Amex.
Pros
- No annual fees
- Discover declines international payments
- Great customer service
Beyond their ban on international payments, gaming sites have specific codes that Discover sometimes flags. If you have issues, call Discover’s customer support staff to see if they’ll approve payment transactions to your chosen casino site.
Visa Gift Card Deposits
Visa gift cards are a great way to make an online casino deposit. Visa gift cards are anonymous, so you don’t have to give out banking or credit card information if you don’t want to. This anonymity gives players an additional layer of security.
The drawback is you won’t receive credit card rewards like Visa credit offers. Also, gift cards are for deposits only.
Pros
- Private deposits
- Safe and secure
- Accepted anywhere Visa credit is
Debit Card Deposits
Debit, charge cards, and gift cards are a great way to make casino deposits. If your financial institution issues a MasterCard debit, you can use it for online casino payments.
Most outlets that sell Visa debit cards also sell MasterCard and Amex gift cards and prepaid cards.
These offer an anonymous, safe, and fast way to fund your casino player account. One drawback is that debit type cards don’t support casino withdrawals.
Pros
- Safe and secure payments
- Issued without application
- Can’t overspend
Safety And Security at Credit Card Casinos
One thing you don’t have to worry about when depositing with credit cards at online casinos is safety. Major credit card networks like Visa, MasterCard, and Amex provide you with additional security layers during transactions. Credit card issuers also use several methods to encrypt their credit cards. Here are some of the measures that help make depositing with credit cards safe and highly recommended.
Encryption
Credit cards issue with several encryption measures that make it difficult to get stolen. It features an encrypted magnetic stripe on the back that can be read by a card scanner. Credit cards also come with a CVV number that prevents another individual from using your credit card information.
Two-factor Authentication
When you make payments with credit cards at online casinos, you will need to fulfill a two-factor authentication (2FA) requirement before you can complete your transactions. Most times, the 2FA verification comes as unique codes sent via SMS.
Fraud Protection
Credit cards usually come with a zero liability feature that prevents you from being responsible for unauthorized transactions. However, you must alert your card issuer quickly upon seeing the purchase. When gambling online with credit cards, you can also use extra security measures like MasterCard SecureCode and Visa Secure.
Our Criteria For Recommending Online Casinos Based On Their Credit Card Banking Support
Having an overall enjoyable experience while gambling with credit cards is essential to us. That’s why we have recommended the best credit card casinos to play. The most paramount factor we hold dear while listing casinos is your safety and security. Check out the other criteria we use in selecting our top credit card casinos below:
Variety of accepted credit cards
The casino sites we recommend feature more than one credit card option for fast and safe deposits at the casino. Some of the most popular methods you would find available include: Visa, Mastercard, American Express, and Discover.
Credit card banking limits
Our online casinos have adequate banking limits for credit card methods. The minimum limit at the casinos on our list is around $10 or $20, while the maximum could go up to several thousand dollars.
Deposit speed
You enjoy a fast processing speed when you deposit with credit card
Direct cash out support
Our top casinos also utilize credit cards as a veritable withdrawal solution. You would be able to request a cash out quickly using the credit card methods available at our casinos.
Now You’re Ready To Make Online Casino Credit Card Deposits
Credit cards are the most common way players fund their online casino accounts whether playing at a desktop or at a mobile casino; therefore, any gaming site that’s worth your time will accept Visa and MasterCard deposits.
Because they handle more online payments than any other method, credit cards have the best identity theft and fraud protection in the world.
With so many credit card online payment options, it’s a matter of picking the credit card that gives you the most benefits.
Now that you know the pros and cons of utilizing credit cards and debit cards for online gambling casino deposits, you can now create an account at one of our recommended online casinos today.
Lowest Deposit Credit Card Payments Casino
$30 Minimum Credit Card Deposit At El Royale Casino
Online Casino Credit Card Deposit FAQ
Is it safe to use credit cards to make deposits at online casinos?
Yes, It’s safe to use various types of credit cards for online casino deposits. Between Visa, MasterCard, and American Express, these networks have handled 263.8 billion transactions in 2019.
They are the world’s experts at electronic payment security. However, we recommend only depositing at trusted gambling sites such as those listed in our recommended credit card casinos list
When depositing with credit cards at online casinos, players receive two levels of security. Online casinos use 128-bit encryption and SSL certificates to ensure deposit security.
Beyond that, online casinos have third-party auditors test their systems for fairness and safety.
Is it legal to make a credit card deposit at an online casino?
Yes. It is completely legal to use credit cards as one of your deposit options within online casinos that accept credit cards.
Deposits via credit cards register as payments made to any other online vendor, so credit cards seldom decline payments to a casino site. If they do, read our tips below for what you do when a credit card declines your transaction request.
Countries that ban online gambling are more concerned about withdrawals because these are winnings from bets. That’s why credit card groups don’t support online casino withdrawals in every country.
If gambling is unregulated in your country of residence, you’ll need to use alternative payout methods like wire transfers, check by courier, or Bitcoin.
Why was my credit card rejected when I went to deposit at an online casino?
Payments to betting sites have a specific code. Some banks and financial companies flag that code and reject a credit card transaction to that website. If your credit card has been declined at an online casino, that’s the most likely reason.
Online Casinos That Accept Mastercard Gift Cards
Keep in mind that a credit card company like Visa, MasterCard, or American Express is not a single institution. Instead, each one is a network of thousands of banks and financial institutions. Visa includes over 20,000 participating banks.
Individual financial institutions issue credit cards, so your card won’t be issued by the same bank that issued other online casino players’ cards.
The bank issuing your card makes the final decision. Deposits to offshore online casino sites are international payments, so that banks might flag international payments.
That’s especially true of individual credit cards. Amex and Discover cards have different policies regarding international payments than Visa or MasterCard. Discover Card doesn’t allow international transactions unless you call Discover and personally approve the payment.
If your card declines, you should call your credit card’s call center and talk to their customer support. Be prepared to verify your identity, then tell them you approve the transaction.
Are there any fees involved in depositing with a credit card at an online gambling site?
Most of the online casinos we review do not charge a fee for deposits via credit cards. Fees are more likely in the cashout process, which usually doesn’t involve Visa, MasterCard, or Amex. You’ll collect cashback and rewards for making credit card deposits.
It’s once you make a withdrawal that you’ll incur fees. If you can’t withdraw using a credit card and subsequently choose a payout method like a bank wire transfer or courier check, this requires a fee. Examples of checks by courier are UPS and FedEx, so you have to pay for these deliveries.
When I deposit with a credit card, how fast are funds credited into my casino account?
At the best online casinos, funds appear in your casino account instantly. If there are delays at all, the funds will appear within minutes. Don’t expect a credit card deposit to take more than 15 minutes to appear in your account – if any time at all.
The withdrawal process is where you can expect a delay. Since they’re paying winnings, online casinos want that money to go to the right person.
This means they have a verification process, while the banking method also verifies your identity. Delays can be 24-48 hours for some withdrawal methods up to 5 to 10 business days for other payouts.
Which casino provides cash-out payments by crediting your credit card?
Most casinos do not credit your credit cards when you request for cash out. However, you will receive your casino account funds when you make a withdrawal request via credit card.
Which credit cards are recommended to use for online casino credit card deposits?
There is no single answer for this. A credit card is good for making deposits at casinos, as long as the company in charge of the credit card is reputable, generally accepted, and security conscious. As far as we know, the major credit card networks fit this bill. So, use the card that you highly prefer. However, if you are interested in earning credit card points, go for cards that give you the best chances of earning points.
Are credit card transactions safer than debit card transactions?
Online Us Casinos That Accept Mastercard
Transactions made with credit cards are usually safer than debit cards. This is because debit cards don’t come with protection against fraud, and any illegal transaction made with your debit card would deduct money directly from your bank account.
Are there additional fees associated when using my credit card to deposit at an online casino
Us Online Casinos That Accept Mastercard
The online casinos we recommend do not charge a fee when you make credit card deposits. You will instead earn rewards for making deposits via credit cards.